saving for your child’s college while on a tight budget

Posted on: 20 November 2015

Now that you have decided to try your hand at working from home, you can look forward to a variety of benefits, including the opportunity to set your own personal schedule, to stay home whenever you please even when you aren't ill, and even to choose when you'll take a nap. These three things will help to make your time working from home even more convenient and beneficial:

An Online Bank Account

Since you'll be working from home, chances are that your pay will be received virtually, whether through a solely online payment system or as direct deposit to your checking account. To make your financial life easy, consider setting up an online bank account to do your virtual business with.

You'll be able to easily and quickly transfer your online payments to the bank account, which can be used just like an account at your local community bank. But you won't have to drive to a brick and mortar establishment to sign papers for things like loans and account changes, and you can count on your online bank to be open and waiting to serve you 24 hours a day, 7 days a week throughout the year – even on holidays.

And thanks to minimal infrastructure needs and low overhead costs, online banks tend to offer better rates than brick and mortar banks do. What's more is that because all your banking is done online, virtual banks work hard to provide dynamic services on their websites so you can take advantage of all the services and opportunities traditional banks have to offer instantly.

Contact a bank like Western Bank for more information about setting up this kind of account.

An Ergonomic Setup

While you are working at home you'll likely spend a majority of your time at a desk in front of a computer, and if your setup is not ergonomic your muscles are sure to pay a hefty price at the end of the day. Sitting at a desk day after day without proper support and protection for your body can create the development of a myriad of problems to deal with, such as carpal tunnel syndrome, which may make your job harder to accomplish as time goes on.

At an ergonomic work station, the balls of your feet should sit comfortably on the ground while you're sitting the chair with enough support for your back that you don't end up slouching when you're deep in your work. The desk should be waist height so your hands comfortably rest on your keyboard while typing. Make sure your computer's monitor sits directly in front of your face and the lighting is such that there is no glow to contend with when reading online content. Finally, files and accessories should be set up on your desk in a way that you can grab what you need without having to strain your body to reach it.

An Exercise Regimen

One of the benefits that comes with working from home is the ability to work in your pajamas, venturing outdoors only when you really want to. The problem with this benefit is that spending a lot of time indoors tends to put regular exercise on the back burner. No longer do you get "accidental exercise" by having to walk from your car to your place of work, up the stairs within a building, or along sidewalks during breaks that you were able to take advantage of while working outside of the home.

Because of this, it's more important than ever to make sure that exercise maintains a regular presence in your daily lifestyle. Standing up while you work for ten minutes out of every hour, walking around the block when you head out to check the mail or get the newspaper, and walking on a treadmill while you watch television after work are all effective ways to get your body moving throughout the day without having to go out of your way to work out.

These ideas will not only help make your life working at home more convenient and comfortable, but they should help to enrich your life so that you enjoy the experience of managing your work and personal life without outside interference.